Risk Warning
General
The investments and other products referred to on EveryInvestor's website and in its newsletters may not be suitable for everyone. EveryInvestor's information and advice are given in general terms only and do not constitute personal advice to any individual. Savers and investors are responsible for formulating and applying their own strategies based on their own personal circumstances. If you are in doubt about the applicability of EveryInvestor's general advice to your own circumstances, EveryInvestor recommends that you obtain independent financial advice from an FSA-authorised intermediary.
EveryInvestor's content is designed for UK residents and residents of other jurisdictions should not rely on the information and advice it contains which may not be appropriate for them.
Information given in previous editions of EveryInvestor's newsletters may become outdated and should not be relied upon unless confirmed by recent comment.
EveryInvestor takes every care to ensure that the factual information on its website and in its newsletters is accurate but cannot guarantee this. Certain data included in its newsletters and on its website is provided by third party suppliers of financial data and while EveryInvestor believes such data to be accurate, it cannot guarantee this.
Investments generally
You may lose some or all of your money if you put your money into investments featured on EveryInvestor's website and its newsletters. Past performance is not an indication of future performance. The spread between the bid and offer prices of securities can be significant volatile market conditions, especially for smaller companies. Realization of small investments may be relatively costly.
An above-market yield or income may increase the risk of you losing some or all of the value of your investment. Investments denominated in currencies other than sterling entail a risk that changes in the rates of exchange may cause losses or gains regardless of the performance of the underlying investments.
The charges and expenses on many life and pension products are loaded disproportionately onto the early years and if an investor withdraws in the early years they may not receive back the full amount invested.
The levels and bases of taxation, and reliefs from taxation, may change. The value of reliefs depends on an individual's personal tax position.
Mortgages
Your home is at risk if you do not keep up with repayments on a mortgage or other loan secured on your property. This does not aqpply to lifetime mortgages.
Contracts for differences
Trading in derivatives such as Contracts for Differences (CFDs) may not be suitable for many investors. Trading CFDs carries a high level of risk to your capital. Only trade with money you can afford to lose. Ensure you fully understand the risks involved, and seek independent advice if necessary. You may not receive back the amount of your original investment and in certain circumstances you may be liable for a greater sum than this.
Spread betting
Spread betting is a leveraged product and can result in losses that exceed your initial deposit. They carry a high level of risk to your capital. Only speculate with money you can afford to lose. Prices may move rapidly against your interests and resulting losses may require further payments to be made. Spread betting may not be suitable for all investors so ensure you fully understand the risks involved and seek independent advice if necessary.
Advertising
The appearance of an advertisement on the EveryInvestor website or in an email from EveryInvestor does not imply that EveryInvestor endorses the advertiser's goods or services. EveryInvestor is not responsible for the accuracy of any advertising material that it has not approved or produced. EveryInvestor may receive remuneration from companies advertising on its website based on the activity of EveryInvestor users.
Fund supermarkets
An EveryInvestor user who proceeds to a fund supermarket from EveryInvestor becomes the customer of the relevant fund supermarket and EveryInvestor has no responsibility for any transactions the user may enter into.
