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One in five of all personal loans was used to pay solely for home improvements in the first half of 2010, says Sainsbury’s
Surviving partner often liable for the credit and have to repay all of the remaining sum themselves, says CCCS
Two thirds of students work during university and collectively earn around £4 billion a year, says Lloyds TSB
Some payday loans charge interest rate of 3,000pc, says Consumer Focus
Individual student debts increase 6pc and lack of student jobs not helping, says Push
Borrowing over £5K can cost nearly £500 less in interest than if you borrowed £4.5K
Only 22 per cent seek financial advice and the number seeking advice has dropped 14 per cent in six months
If you are struggling with your finances in the current environment spare a thought for Chancellor George Osborne.
Cost of the second child forces parents to stay home, says Aviva
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