Don’t forget about Virgin home insurance when shopping around for a home insurance quote.
Apply online today for a Virgin home insurance quote
You could find that Virgin home insurance comes in cheaper than your existing insurer’s renewal quote. But you will never know whether you could save with Virgin Money home insurance product unless you get a quote.
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Other Virgin Money products
Virgin credit card - more information
Virgin pet insurance - more information
Virgin car insurance - more information
Virgin Climate Change fund - more information
Virgin home insurance benefits
-No charge for monthly payments. Don’t you just hate it when insurers charge you the earth because you want to pay monthly rather than annually? Virgin home insurance does not levy a charge for monthly payments.
-10% online discount on other Virgin insurance. Virgin also offer cancer cover, pet insurance, life insurance, car insurance and travel insurance so you could end up saving a packet.
-Up to £1 million buildings insurance cover automatically when you take out combined home contents and buildings insurance.
-Download protection: if you have receipts for your downloads, Virgin home insurance will pay out for them as if they were CDs or DVDs.
-Extra Christmas cover: Virgin home insurance will automatically increase your contents cover by 10% at Christmas to protect your presents.
-Free wedding gift cover if someone in your family is gets married.
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What's covered by Virgin home insurance?
You can choose buildings insurance, contents insurance, or both.
Buildings insurance - as well as covering the structure of your home and fixtures and fittings, our buildings insurance also covers the cost of things like architects, surveyors and builders if you have to rebuild your home. It also covers your liability as property owner up to a limit of £2,000,000.
Contents insurance - this covers pretty much everything from sofas to satellite dishes, wardrobes to washing machines – all the things you’d pack up and take with you if you moved.
| What’s covered? | How much cover? |
| Valuables | up to £1,500 for a single item or collection |
| The things in your garden | up to £500 – excluding bedded plants, trees and shrubs and grass |
| Replacement external locks if your keys are stolen | up to £500 |
| The cost of new title deeds if they’re damaged while in your home or bank | up to £250 |
| Freezer contents | up to £500 |
| Money while it’s in the house | up to £300 |
Home office equipment, like a computer
Printer, or fax machine | up to £5,000 |
| Accidental damage to your TV, video Player, DVD player, home computer, hi-fi and TV games consoles | repair cost or replacement value |
| Glass and mirrors | repair cost or replacement value |
| Home contents while you are moving house (when using professional removers) | up to your contents sum insured |
| Occupiers and personal liability cover | up to £2,000,000 |
| Tenant’s liability cover | up to 20% of sum insured |
| Employer’s liability cover | up to £10,000,000 |
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