Motorists can slash their car insurance premiums by up to 25% simply by shopping online.
Insurers often prefer selling their cover online as it means lower overheads for them, and some of this saving is passed on to the customers.
With the average car insurance premium rising by more than 5% this year and petrol prices still extremely high, such a saving will no doubt come in handy for many motorists.
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Discounts vary widely
The good news is that, with so many customers choosing to buy their cover online, the vast majority of insurers now offer a discount for buying through their site.
Tesco currently offers an impressive 25% online saving, as the table below shows, with Kwik Fit promising a discount of up to 20%. This can translate into a massive saving for many motorists.
Of course you shouldn’t just choose your cover based solely on which insurer offers the largest discount – a 15% saving means nothing if your premiums cost 30% more than they would have elsewhere.
Enter your details in an insurance wizard – essentially a comparison site – and this will scour dozens of different deals for you.
And if your current policy is about to expire, never forget the golden rule of insurance: Never simply renew. This is because insurers tend to reserve their best rates for new customers whilst bulking up on those already 'in the net'.
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| Insurer | Online discount |
| Tesco Finance | up to 25% |
| Kwik Fit | up to 20% |
| Churchill | up to 15% |
| Lloyds TSB | up to 15% |
| Norwich Union | up to 10% |
| More Than | up to 10% |
| Marks & Spencer | up to 10% |
| Direct Line | up to 10% |
| Nationwide | up to 10% |
| Barclays | up to 10% |
