We spend a lot of time choosing our Best Buys. Here’s my selection of ten top-value financial products that offer major advantages over their rivals.
You can consider these recommendations secure in the knowledge that you will be buying financial products that are the best or among the best in their class.
You can also be sure that these recommendations are completely independent and free of any commercial considerations. All the products on the list are, in my view, very good indeed.
Compare financial products with our best buy tables
Best Buy #1: Nationwide VISA credit card
When you spend abroad, most cards charge 2.25% or more on every transaction - £2.25 extra on every £100 you spend. Nationwide doesn’t. Use this card whenever you spend in another currency.
Compare UK credit cards to get the best deals
Best Buy #2: Foreign & Colonial Child Trust Fund
If you use the Foreign & Colonial Investment Trust as the investment within this CTF, your total cost will be a mere 0.5% a year- just one-third of what most High Street CTFs charge for a much inferior product.
Order free information on the F&C Child Trust Fund here
Best Buy #3: Sippdeal SIPP
If you want to buy shares inside your own self-invested personal pension, this plan has the lowest costs – low flat-rate dealing charges and no annual fee.
Considering a SIPP? Arrange to speak to an advisor here
Best Buy #4: Nationwide Flex Account
Almost all banks charge you for withdrawing cash from ATMs abroad- the fee ranges from 1.5% to 2.25%. Nationwide doesn’t.
Compare leading bank accounts with our best buy tables
Best Buy #5: Hargreaves Lansdown Vantage, ISA & SIPP
The best-value fund supermarket with the lowest charges on the widest range of funds, also available within low-cost self-select ISA and SIPP.
Order free information on leading ISA savings plans here
Best Buy #6: FairFX pre-pay card
Load up this card with dollars or euros and use it instead of a credit card abroad to get better exchange rates and no per-item charges (as you would with a debit card) for overall savings on foreign spending of up to 10%.
See our top credit card recommendations here
Best Buy #7: FundsNetwork
Fund supermarket, self-select ISA and SIPP with the best range of financial and investment planning tools and research.
Compare self-select ISAs with our best buy table
Best Buy #8: Scottish Widows Retirement Account
Personal pension with a wide range of funds, SIPP-like flexibility and low charges.
Learn more about the Scottish Widows Retirement Account
Best Buy #9: Post Office credit card
Along with Nationwide, the only credit card not to add an extra charge for foreign spending.
Check out the Post Office credit card here
Best Buy #10: IG Index
If you want to gamble with spreadbetting, do it with the largest, longest-established firm in the business.
IG Index offer top spreadbetting accounts
