Egg credit cards offer one of the best balance transfers credit cards around. If you transfer a balance to the Egg card you won’t pay a penny in interest on that balance for up to 15 months.
Egg credit card - apply here
Here is an example of how money you could save by transferring a balance of £3,000 to the Egg credit card from an old credit card charging a normal costly interest rate.
| Credit card | APR | 15 months interest |
| Standard credit card | 16.9% | £633 |
| Egg credit card | 0% | £0 |
| You save | | £633 |
As you can see, even after paying the balance transfer fee of 3% (£90), you could have saved yourself over £540 in interest in just 15 months. Not bad for a few minutes work on the internet!
Apply for the Egg credit card today and start saving.
Egg credit card - learn more
The Egg credit card also offers other important benefits. The most unusual of these is the ability to carry out ‘anniversary’ balance transfers in 2010 and 2011. Any new Egg credit card balance transfers made on the anniversary of your original balance transfer during those years will be interest-free for five months.
We believe that Everyinvestor users would be better off switching to the latest best balance transfers credit card instead of taking Egg up on their anniversary offer. You will make much bigger savings by switching to a better balance transfers credit card at the end of your 15 months interest-free period – and then cutting your Egg card up.
The Egg credit card also offers 0% on new purchases for three months, but you should avoid using this facility as the interest you pay on your new purchases will reduce the saving you make with your balance transfer. Apply for the Egg credit card and start saving today.
Egg credit card: key features and benefits
| Typical APR | 16.9% |
| Initial balance transfer rate | 0% for up to 15 months |
| Normal monthly balance transfer rate | 1.313% or 1.527% |
| Normal annual balance transfer rate | 16.9% or 19.9% |
| Purchases rate | 1.313% or 1.527% (16.9% p.a. or 19.9% p.a.) |
| Cash advances rate | 1.736% or 1.941% (22.9% pa. or 25.9% p.a.) |
| Interest-free period | Max 45 days on purchases if balance paid in full |
| Introductory rate balance transfers | 3% handling fee |
| Anniversary balance transfers | 2.5% handling fee |
| Paper copies of statements | £2.00 |
| Overseas transactions | 2.75% (including foreign currency and travellers' cheques) |
| Late payment fee | £16 |
| Over credit limit fee | £16 |
| Returned payment fee | £16 |
Learn more about balance transfer credit cards
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