If you have been refused credit in the past due to a history of credit arrears or defaults or you have County Court Judgements against you then your borrowing options will be relatively limited.
However, it is still possible to get an unsecured loan if your recent credit history is at least relatively clean. The amount of credit available will be less than you could have borrowed if you had a better credit history and the interest rate you pay will be higher to reflect your poor record.
Click here for our Bad Credit Loan Best Buys.
It may be worthwhile checking your credit history with a credit reference agency. For a nominal fee (as little as £2) you can access the type of information the lenders see when deciding whether to approve a loan application. Agencies include Experian,Equifax and Checkmyfile.
