The idea of insuring your pet seems ridiculous until you are faced with a vet’s bill for an operation or a series of operations. The fact is that one-in-three pets will need to have veterinary treatment this year.
Compare pet insurance providers with our best buysPet insurance can cover you against a range of eventualities including accidents, sickness, loss or theft of your pet, the cost of cancelling your holiday because your dog runs away, or against your liability for any injury your dog causes to a third-party. The exact level of cover you get varies from policy to policy but will often include the following:
Veterinarian Fees
Theft and straying
Third party liability
Accidental damage
Death Benefit
Advertising/reward for lost pet
Holiday cancellation
Boarding fees
You should consider getting a policy that offers at least £4,000-worth of cover for each accident or illness. As always, it is well worth checking the exclusions and small print before committing to any policy. Some pet insurance policies stop paying out after 12 months or when you reach a maximum cost. Some things will probably not be covered, including vaccination, flea spraying, and neutering or spaying. Some dogs may also not be eligible for cover; this mainly applies to working dogs, racing dogs and dogs registered under the Dangerous Dogs Act.
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