Are you about to pay for a holiday or buy new furniture? Don’t use your existing credit card and pay high rates of interest. Take out a new credit card with a 0% interest offer and cut the cost of your purchase.
If you are looking for a new credit card we advise that you take advantage of one of the many introductory 0% interest credit card offers around. Use our comparison table to find the latest new credit card deals.
You will see that our new credit card listings show an introductory interest rate and a (much higher) standard APR. The card companies offer these special introductory offers to get you to take out their credit card and many of these 0% interest offers last for 12 months or more.
The card company wants you to start spending, rack up a big bill and then hang on to the card when the normal APR kicks in. This is what most people do and it costs them a fortune in interest. But it can be very easy to avoid paying any interest at all on a new credit card.
The trick is to plan your spending and your repayments. Before you pay for that big holiday or new purchase take out a new credit card, pay for the trip or the new product, and then try to pay your balance off during the 0% interest period. If you are able to do this then you can say you have beaten the card companies at their own game by getting yourself genuinely interest-free credit.
Even if you are unable to pay your new credit card balance off during the 0% interest period you will still have save yourself possibly hundreds of pounds. And, when your new credit card special offer ends and the card starts charging you the full APR you can simply do a balance transfer to one of our balance transfer credit cards and pay 0% interest for another 12 months or more. It’s easy to beat the card companies at their own game.
