Current bank accounts offer various facilities for managing your day-to-day finances. These normally include instant access to your money, a chequebook, cheque guarantee card and/or a multi-function cash, debit and cheque card.
Online current accounts sometimes offer a smaller range of features, but also often have more attractive interest rates.
When choosing a current bank account give some consideration to how important a branch-based service is to you. If you find that you can do without going into a branch, and are happy to pay your bills online etc, then you will have a far wider range of current bank accounts to choose from.
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